No time for mortgage panic | 4th November 2008 |
Whether or not interest rates will fall further before the end of the year, there is no guarantee that this will benefit mortgage borrowers directly, because what the Bank of England does is currently less relevant than what high street banks think.
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Pension death benefits | 4th November 2008 |
Nobody wants to think about dying, but if you have a spouse, civil partner or live with someone, you may wish to think about what happens to them, if you die.
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Compensation for loss | 4th November 2008 |
If you followed the Bradford & Bingley story, you will know that the government avoided the need for taxpayers to cover the loss by ensuring that the firm was seen as being in default, so that the Financial Services Compensation Scheme (FSCS) would cut in. But what is this and who does it protect?
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Educating children | 1st October 2008 |
We so often associate the cost of educating children with school fees that it can be all too easy to forget that these are actually in addition to other costs that all parents face.
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Avoiding fraud | 1st October 2008 |
We recently wrote about ‘boiler room’ fraud, which is a sophisticated scam that aims to relieve investors of substantial sums of money. However, with an economic downturn looming and inflation running at relatively high levels, we can expect an increase in the level of criminal activity, as criminals seek new ways of generating an income.
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Planning your exit | 1st October 2008 |
The owners of every small to medium sized enterprise need to consider what they will do with the business, when they come to retire. Options might include a trade sale, management buy-in or buy-out, family succession, floatation, merger or liquidation of the business.
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